Getting to Know KYC and the Account Verification Process in the Labamu Application
Why is KYC Important?
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Data and transaction security
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Compliance with OJK regulations and the Personal Data Protection (PDP) Law
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Prevent account abuse or fraud
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Open access to more complete service features
In today's digital era, various application-based financial services are increasingly easy to access. However, behind this convenience, there is one important step that cannot be missed, namely the KYC (Know Your Customer) process or identity verification.
What is KYC
KYC or Know Your Customer is the process of identifying and verifying user data before they can access certain financial services. The purpose of KYC is to ensure that users are legitimate individuals, as well as to prevent crimes such as money laundering, identity theft, or illegal funding.
KYC Process in Labamu App
In order for a user account to be verified and able to use all the features in the Labamu application, here are the KYC steps that must be taken:
Start Account Verification
Prepare your E-KTP to verify. Then click 'Start Account Verification'
Getting Ready to Take a Selfie
Get ready to take a selfie of your face. Make sure you are in a well-lit room.
Take a Selfie
Take a headshot. Make sure your face is clearly visible, facing the camera straight and not covered by accessories.
Check Photo Results
Double check the photo results. Click 'Continue' to go to the next stage.
Persiapkan e-KTP
Prepare your E-KTP. For maximum results, place the KTP on a flat surface.
Take e-KTP Photo
Take a photo of your ID card. Make sure the ID card is exactly in the area and is not cut off.
E-KTP photo processed
Your E-KTP photo is being processed.
Data Confirmation
Confirm and complete your personal data according to your ID card. Then click 'Continue'
Lengkapi Data Usaha
Don't forget to complete your business data. Then click 'Continue'
Lengkapi Data Penunjang
Also complete other supporting data. Then click 'Continue'
Kirim Data
Double check and confirm the data you have entered. If it is correct, click 'Send Data'
Data Kamu Diproses
Your data has been successfully sent and is being processed.
Verification Successful
If the verification is successful, you can immediately use Labaku.
Benefits of a Verified Account
With an account that has gone through the KYC process, users can:
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Melakukan pencairan dana dan membuat transaksi.
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Mendaftar dan mendapatkan fitur QRIS untuk transaksi usaha.
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Terhindar dari pembatasan fitur pencairan dalam aplikasi.
